Bill > A09270

This bill extends dependent child health insurance coverage in New York state by modifying existing insurance laws to allow unmarried children to remain on their parents' health insurance policies until age 29, under specific conditions. The new provisions apply to hospital, medical, surgical, and prescription drug expense insurance policies and require that an unmarried child can be covered if they are not eligible for employer-sponsored health care, are not enrolled in Medicare, and live, work, or reside in New York state or the insurer's service area. This extension builds upon previous legislation that had already extended dependent coverage to age 26, and adds an additional three-year window for coverage. The bill maintains the existing standard that such coverage is provided without regard to the dependent's financial dependence, residency with the policyholder, student status, or employment. The legislation will take effect immediately and apply to all insurance policies entered into, renewed, modified, or amended on or after its effective date, providing more comprehensive health insurance options for young adults in New York.

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https://www.nysenate.gov/legislation/bills/2025/A9270