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Bill > SB476


NH SB476

NH SB476
Relative to consumer health care cost transparency.


summary

Introduced
11/21/2025
In Committee
03/05/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

This bill: I. Aligns state hospital transparency obligations with federal requirements and provides a good-faith estimate safe harbor. II. Requires health insurers to provide member-specific, pre-service out-of-pocket estimates through their existing federal Transparency in Coverage tools and secure APIs that can be accessed through the state’s HealthCost portal or enrollee-authorized applications. III. Expands authorized uses and governance of the comprehensive health care information system (CHIS/APCD), clarifies voluntary ERISA plan participation, and directs the insurance department to use existing infrastructure without building new state IT systems. IV. Directs the department of health and human services and insurance department to adopt administrative rules regarding implementation and provides for a cure period before enforcement.

AI Summary

This bill enhances healthcare cost transparency by requiring hospitals and health insurers to provide clearer, more accessible price estimates to consumers. Specifically, hospitals must maintain public pricing files and patient-friendly service estimators that align with federal transparency requirements, and they receive a legal "safe harbor" protecting them from penalties for good-faith estimates that have minor variances due to clinical changes or unexpected factors. Health insurers must enable consumers to obtain free, member-specific price estimates through their existing online tools and application programming interfaces (APIs), which must include details like provider information, expected insurance payments, and patient out-of-pocket costs. The bill also expands the state's Comprehensive Health Care Information System (APCD) to support a consumer portal that can display de-identified price benchmarks and link to carrier pricing tools. To implement these requirements, the insurance and health departments will adopt administrative rules, with a 60-day cure period for initial compliance issues. Importantly, the bill mandates using existing technological infrastructure rather than building new state systems, and it aims to reduce reporting burdens while improving healthcare price transparency for consumers. The new provisions will take effect between 60 and 12 months after the bill's passage, depending on the specific section.

Committee Categories

Health and Social Services

Sponsors (10)

Last Action

Committee Report: Referred to Interim Study, Vote 5-0 (on 03/05/2026)

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