Bill > HR6288

This bill, known as the "Caring for Grieving Families Act of 2025," aims to address cost sharing for prenatal services in situations involving miscarriage or stillbirth. Specifically, the bill requires group health plans and health insurance providers to waive cost-sharing requirements (such as deductibles, coinsurance, and copayments) for prenatal services when a pregnancy ends in miscarriage or stillbirth. Under the proposed legislation, if a bundled payment for childbirth services would not be made due to a miscarriage or stillbirth, the health plan cannot charge the patient more for prenatal services (like imaging tests and office visits) than they would have if the pregnancy had resulted in a live birth. This means that families experiencing pregnancy loss would not face additional financial burden for medical care related to their prenatal period. The bill would apply to health plans starting January 1, 2027, giving insurers time to adapt their policies and systems to comply with the new requirement.

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https://www.congress.gov/bill/119th-congress/house-bill/6288/all-info