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NH SB565

NH SB565
Requiring the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.


summary

Introduced
11/25/2025
In Committee
02/26/2026
Crossed Over
02/26/2026
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

This bill requires the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.

AI Summary

This bill mandates that the commissioner of the insurance department create and distribute a report detailing "fortified homes and commercial property standards, and other mitigation and resiliency programs," which refers to actions taken to lessen damage from severe weather like heavy rain, storm surges, coastal flooding, strong winds, hurricanes, and hail. This report, which must be available by January 1, 2028, and then every five years, will inform insurance purchasers about these standards and programs, potentially including information on areas at risk of rising insurance costs due to extreme weather. To gather this information, the commissioner can consult various resources like FEMA flood maps and state environmental data to identify current and future risks, and may also include a summary of premium cost increases reported by insurers. The commissioner can form an advisory council to help with these duties and may seek external funding. The report will be published on the insurance department's website and made easily accessible to New Hampshire consumers.

Committee Categories

Business and Industry

Sponsors (9)

Last Action

Introduced (in recess of) 02/19/2026 and referred to Commerce and Consumer Affairs House Journal 5 (on 02/26/2026)

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