Bill > SB607

This bill allows insurance companies to offer short-term, limited duration health insurance policies that can last for less than 12 months initially and can be renewed or extended for a total duration of no more than 36 months, a change from previous limitations. Importantly, insurers must clearly inform consumers in writing, both during the application and in the policy itself, that these plans are not required to follow the rules of the federal Patient Protection and Affordable Care Act (ACA), meaning they might not be considered "Minimum Essential Coverage" and could exclude coverage for pre-existing conditions, which are health issues a person had before enrolling in the plan. The notice will also state that these plans may have different benefit limits, out-of-pocket costs, and renewal terms compared to comprehensive health plans, advising consumers to carefully review the policy and compare it with other options available.

Business and Industry, Health and Social Services

https://gc.nh.gov/bill_Status/billinfo.aspx?id=1370&inflect=2