Bill > HB1175

This bill updates the existing law on using scanning devices or reencorders to commit fraud by expanding the definition to include integrated circuit chips (commonly known as EMV chips) on payment cards, in addition to the previously covered magnetic strips. Specifically, the bill makes it a criminal offense when a person knowingly uses a scanning device to access, read, or store information from a payment card's magnetic strip or integrated circuit chip without the card owner's permission and with the intent to defraud the card owner, card issuer, or a merchant. Similarly, the bill also criminalizes the use of a reencoder to transfer information from one card's magnetic strip or integrated circuit chip to another card without authorization and with fraudulent intent. This legislative update reflects the evolving technology of payment cards, which now commonly use more sophisticated chip-based systems in addition to traditional magnetic strips, and ensures that legal protections against electronic payment card fraud keep pace with technological changes. The bill is set to take effect on January 1, 2027, and is expected to have an indeterminable fiscal impact on state and local government systems.

Justice

https://gc.nh.gov/bill_Status/billinfo.aspx?id=1837&inflect=2