Bill > HB1942

This bill requires health insurance carriers and health benefit plans in Missouri to provide coverage for an annual whole body skin examination to screen for potential skin cancer, starting January 1, 2027. The bill mandates that this screening must use specific medical coding (Current Procedural Terminology and International Statistical Classification of Diseases codes) and be conducted as a routine evaluation and management office visit. Importantly, the bill prohibits health carriers from imposing any cost-sharing requirements for this screening, which means patients would not have to pay co-pays, coinsurance, or deductibles for the exam. The bill includes provisions to ensure compliance with federal health savings account rules, allowing cost-sharing requirements only after a minimum deductible is met. The coverage requirement does not apply to supplemental insurance policies like accident-only, specified disease, or short-term major medical policies. The bill defines key terms such as "cost-sharing," "enrollee," "health benefit plan," "health carrier," and "health care service" by referencing existing state statutory definitions, ensuring clarity and consistency in implementation.

https://house.mo.gov/Bill.aspx?bill=HB1942&year=2026&code=R