Bill > HB2090

This bill establishes new requirements for landlords to offer tenants the option to have their positive rental payment information reported to consumer reporting agencies. Specifically, the bill mandates that landlords of residential properties with more than 15 units (with some exceptions for smaller property owners) must provide tenants the opportunity to have their on-time rent payments reported to a nationwide consumer reporting agency. The offer must be made when a lease is signed and annually thereafter, starting February 1, 2027. The written offer must clearly explain that reporting is optional, identify the reporting agencies, disclose any associated fees (which cannot exceed $10 per month), and provide instructions for opting in or out. Tenants who choose to participate can stop reporting at any time, but cannot resume reporting for six months. Landlords may charge a fee for this service that covers their actual costs, but the fee cannot impact the tenant's rental status or security deposit, and non-payment of the fee cannot be grounds for eviction. The bill aims to help tenants build credit history through consistent rental payments, with protections to ensure the process is voluntary and transparent.

https://house.mo.gov/Bill.aspx?bill=HB2090&year=2026&code=R