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MO SB1350

MO SB1350
Enacts provisions relating to insurance coverage of alternatives to opioid drugs


summary

Introduced
01/07/2026
In Committee
01/27/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

Enacts provisions relating to insurance coverage of alternatives to opioid drugs

AI Summary

This bill requires health insurance plans to provide fair coverage for non-opioid pain medications when treating acute pain, which is defined as pain expected to last 30 days or less. Specifically, the bill prohibits health benefit plans from denying coverage for a non-opioid prescription drug, requiring patients to try an opioid drug first, or charging higher cost-sharing for non-opioid medications compared to opioid drugs. The law applies to health benefit plans delivered, issued, continued, or renewed on or after January 1, 2027. By preventing insurance companies from creating barriers to non-opioid pain treatments, the bill aims to give patients and healthcare professionals more flexibility in managing acute pain while potentially reducing risks associated with opioid medications. The provisions apply to enrollees in health benefit plans and cover prescriptions written by licensed healthcare professionals acting within their scope of practice.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Second Read and Referred S Insurance and Banking Committee (on 01/27/2026)

bill text


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