Bill > HR6337

This bill, the ROAD to Housing Act of 2025, aims to increase the supply of affordable housing in America by addressing various aspects of housing development, access, and support. Key provisions include reforms to housing counseling and financial literacy programs to improve borrower outcomes, incentives for increasing housing supply in opportunity zones, and the establishment of frameworks to address regulatory barriers to housing construction. The bill also proposes the Whole-Home Repairs Act to provide grants and loans for home repairs, particularly for low-income homeowners and landlords of affordable units, and introduces programs to support modular housing production and modernize property improvement loans. Furthermore, it seeks to improve access to homeownership by creating incentives for small-dollar loan originators and addressing points and fees, while also reforming appraisal processes to ensure fairness and efficiency. The legislation includes measures to support veterans' access to housing, enhance oversight of housing regulators, and streamline processes for disaster recovery assistance. It also aims to improve rural housing programs, expand the Moving to Work demonstration for public housing agencies, and implement reforms to reduce homelessness through better coordination of services and data collection. Finally, the bill addresses the needs of disabled veterans by excluding certain disability benefits from income calculations for housing assistance and seeks to improve the overall housing market through interagency coordination and studies on rural housing and housing self-sufficiency.