Bill > HB1568

This bill requires all motor vehicles registered in New Hampshire to maintain a liability insurance policy with specific minimum coverage limits, enforcing a new mandatory insurance requirement. The policy must provide at least $25,000 for bodily injury or death of one person, $50,000 for bodily injury or death of two or more persons per accident, and $25,000 for property damage per accident. Vehicle owners must provide proof of insurance during vehicle registration and when requested by law enforcement, and failure to maintain active insurance will result in penalties including registration suspension and civil fines of $250 for a first offense and $500 for subsequent offenses. The Department of Safety is authorized to develop rules and procedures for electronic verification of insurance coverage, with the goal of increasing the percentage of insured vehicles in the state. The bill is set to take effect on January 1, 2027, and is expected to increase the number of insured vehicles from the current 90% to approximately 93.2%, potentially generating additional premium tax revenue for the state and requiring system updates and potential staffing changes at the Department of Motor Vehicles.

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https://gc.nh.gov/bill_Status/billinfo.aspx?id=1680&inflect=2