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US HR6501

US HR6501
Bipartisan Health Insurance Affordability Act


summary

Introduced
12/09/2025
In Committee
12/09/2025
Crossed Over
Passed
Dead

Introduced Session

119th Congress

Bill Summary

A BILL To amend the Internal Revenue Code of 1986 to extend and modify the enhanced premium tax credit, to amend the Patient Protection and Affordable Care Act to make certain adjustments to the operation of the Exchanges established under such Act, and for other purposes.

AI Summary

This bill, titled the "Bipartisan Health Insurance Affordability Act," proposes several significant changes to healthcare policy and insurance regulations. It extends and modifies the premium tax credit for health insurance, making it more accessible for individuals with lower and moderate incomes through 2027, by adjusting the percentage of income people will pay for health insurance based on their household income. The bill also introduces new provisions to prevent fraud in health insurance exchanges, including stricter penalties for agents and brokers who provide incorrect or fraudulent information. Additionally, the legislation creates new requirements for pharmacy benefit managers (PBMs) to increase transparency in their operations, mandating detailed reporting on drug pricing, rebates, and compensation structures. The bill also allows individuals enrolled in certain health insurance exchange plans to establish health savings accounts (HSAs) and provides options for prepaying annual premiums and directing part of their premium tax credit into an HSA. Lastly, the bill requires the Secretary of the Treasury and the Secretary of Health and Human Services to submit a report to Congress on the implementation of these new HSA provisions and potential ways to improve their accessibility.

Committee Categories

Business and Industry

Sponsors (23)

Last Action

Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (on 12/09/2025)

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