Bill

Bill > S3418


US S3418

US S3418
COMPETE Act Competition and Openness in Markets to Promote Efficiency, Transparency, and Enhanced affordability Act


summary

Introduced
12/10/2025
In Committee
12/10/2025
Crossed Over
Passed
Dead

Introduced Session

119th Congress

Bill Summary

A bill to ensure competition in health insurance markets.

AI Summary

This bill, known as the Competition and Openness in Markets to Promote Efficiency, Transparency, and Enhanced affordability Act, or the COMPETE Act, proposes to amend the Public Health Service Act to redefine "short-term limited duration insurance." This type of insurance is typically a temporary plan that does not meet the requirements of comprehensive health insurance. The bill specifies that such insurance must have an expiration date no more than [number] months after its original start date, and while it may allow for renewals, these renewals cannot be based on additional medical underwriting, meaning the premium for a renewed policy would not increase due to changes in the policyholder's health.

Committee Categories

Health and Social Services

Sponsors (2)

Last Action

Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (on 12/10/2025)

bill text


bill summary

Loading...

bill summary

Loading...
Loading...