Bill > HR6560

This bill, titled the "National Flood Insurance Program Automatic Extension Act of 2025," aims to ensure the continuity of the National Flood Insurance Program (NFIP) by establishing an automatic contingent extension. If the program's authorization were to expire on September 30, 2023, or another date set by future legislation, this bill would automatically extend the NFIP's authorities, including the ability to enter into new insurance contracts, keep existing policies in force, pay claims, and manage operations, until the end of the fiscal year following the termination date. This extension would maintain the same dollar amounts, rates, terms, and conditions for limitations and funding as were in effect just before the termination date, and it would not extend specific programs or initiatives that are statutorily set to end on a particular date. The bill also clarifies that it will not affect existing flood insurance contracts or the U.S. government's obligations related to them, and it is intended to take effect as if enacted on September 30, 2025.

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https://www.congress.gov/bill/119th-congress/house-bill/6560/all-info