Bill > HR382

This resolution urges the United States Congress to continue providing expanded health insurance subsidies through Pennie, Pennsylvania's state health insurance marketplace. The resolution highlights that Pennie was established in 2019 and has seen significant enrollment growth, with nearly 500,000 Pennsylvanians enrolling during the 2025 Open Enrollment period. The expanded premium tax credits, originally introduced through the American Rescue Plan Act in 2021 and extended by the Inflation Reduction Act in 2022, are set to expire on December 31, 2025. Without these credits, Pennie customers will face an average 102% increase in monthly health insurance costs, potentially causing up to 150,000 customers to drop their coverage. The resolution explains that the expanded credits addressed the "subsidy cliff" problem, which previously prevented individuals making over 400% of the federal poverty line from receiving subsidies. For example, a couple making $84,600 annually could face paying $25,776 annually for health insurance, which represents nearly 31% of their household income. By transmitting this resolution to congressional leaders, the Pennsylvania House of Representatives aims to persuade Congress to extend these critical health insurance subsidies and maintain affordable healthcare access for Pennsylvanians.

Health and Social Services

https://www.palegis.us/legislation/bills/2025/hr382