summary
Introduced
12/15/2025
12/15/2025
In Committee
12/15/2025
12/15/2025
Crossed Over
Passed
Dead
Introduced Session
119th Congress
Bill Summary
A BILL To amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to allow for periodic automatic reenrollment under qualified automatic contribution arrangements, and for other purposes.
AI Summary
This bill, titled the "Auto Reenroll Act of 2025," amends the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 (ERISA) to allow for periodic automatic reenrollment in retirement savings plans. Specifically, it permits qualified automatic contribution arrangements (QACAs) and eligible automatic contribution arrangements (EACAs) to automatically reenroll employees into the plan after their initial election not to contribute expires, typically after three years but no less than one year. This means employees who previously opted out of automatic contributions will be automatically re-enrolled unless they actively choose to opt out again. The bill also makes a conforming amendment to ERISA to align with these changes and clarifies that these new provisions apply to plan years beginning after the bill is enacted, without creating any inference about how these rules applied before.
Committee Categories
Budget and Finance
Sponsors (2)
Last Action
Referred to the Committee on Ways and Means, and in addition to the Committee on Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (on 12/15/2025)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.congress.gov/bill/119th-congress/house-bill/6729/all-info |
| BillText | https://www.congress.gov/119/bills/hr6729/BILLS-119hr6729ih.pdf |
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