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MI SB0746

MI SB0746
Consumer protection: solicitations; citations to the motor vehicle sales finance act in 1971 PA 227; revise. Amends sec. 1 of 1971 PA 227 (MCL 445.111). TIE BAR WITH: SB 0739'25


summary

Introduced
12/16/2025
In Committee
06/10/2026
Crossed Over
Passed
Dead

Introduced Session

103rd Legislature

Bill Summary

A bill to amend 1971 PA 227, entitled"An act to prescribe the rights and duties of parties to home solicitation sales; to regulate certain telephone solicitation; to provide for the powers and duties of certain state officers and entities; and to prescribe penalties and remedies,"by amending section 1 (MCL 445.111), as amended by 2009 PA 93.

AI Summary

This bill amends the Home Solicitation Sales Act to update and clarify various definitions related to sales and telephone solicitations. The bill makes primarily technical changes, such as replacing the phrase "pursuant to" with "in accordance with" throughout the text and updating references to specific regulatory bodies and licensing acts. It revises the definitions of terms like "home solicitation sale," "business day," and "telephone solicitation," providing more precise language about what constitutes these activities and their exceptions. The bill updates references to licensing for various professional sectors, including insurance agents and real estate brokers, and modifies how business holidays are listed. It also clarifies definitions for terms like "existing customer," "telephone solicitor," and "do-not-call list," ensuring more precise legal language. The bill includes specific exclusions for certain types of financial transactions and communications, such as those involving federally insured depository institutions and extensions of credit under various state financial regulations. Importantly, the bill is tied to another piece of legislation (Senate Bill 739) and will only take effect if that companion bill is also enacted into law.

Committee Categories

Budget and Finance

Sponsors (3)

Last Action

Placed On Order Of Third Reading (on 06/10/2026)

Bill Topics

Banking, Finance, and Domestic Commerce
  • ‐ Consumer Safety and Consumer Fraud
Space, Science, Technology, and Communications
  • ‐ Telephone and Telecommunications

bill text


bill summary

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bill summary

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bill summary

Document Type Source Location Created
State Bill Page https://legislature.mi.gov/Bills/Bill?ObjectName=2025-SB-0746 12/16/2025
Fiscal Note/Analysis - Senate: SUMMARY OF BILL REPORTED FROM COMMITTEE https://legislature.mi.gov/documents/2025-2026/billanalysis/Senate/pdf/2025-SFA-0739-F.pdf 04/24/2026
Fiscal Note/Analysis - Senate: SUMMARY OF SUBSTITUTE BILL IN COMMITTEE https://legislature.mi.gov/documents/2025-2026/billanalysis/Senate/pdf/2025-SFA-0739-S.pdf 04/22/2026
Fiscal Note/Analysis - Senate: SUMMARY OF INTRODUCED BILL IN COMMITTEE https://legislature.mi.gov/documents/2025-2026/billanalysis/Senate/pdf/2025-SFA-0739-G.pdf 03/23/2026
BillText https://legislature.mi.gov/documents/2025-2026/billintroduced/Senate/htm/2025-SIB-0746.htm 12/16/2025
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