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Bill > SB1122


PA SB1122

PA SB1122
In casualty insurance, providing for menopause treatment coverage.


summary

Introduced
12/22/2025
In Committee
12/22/2025
Crossed Over
Passed
Dead

Introduced Session

2025-2026 Regular Session

Bill Summary

Amending the act of May 17, 1921 (P.L.682, No.284), entitled "An act relating to insurance; amending, revising, and consolidating the law providing for the incorporation of insurance companies, and the regulation, supervision, and protection of home and foreign insurance companies, Lloyds associations, reciprocal and inter-insurance exchanges, and fire insurance rating bureaus, and the regulation and supervision of insurance carried by such companies, associations, and exchanges, including insurance carried by the State Workmen's Insurance Fund; providing penalties; and repealing existing laws," in casualty insurance, providing for menopause treatment coverage.

AI Summary

This bill mandates comprehensive menopause treatment coverage for health insurance policies in Pennsylvania, requiring insurers to cover hormonal and non-hormonal treatments for managing menopausal symptoms. Specifically, the bill requires coverage for FDA-approved drugs and devices related to menopause, behavioral therapy to help individuals cope with symptoms, and treatments for menopause induced by hysterectomy. The bill defines menopausal symptoms broadly, including irregular periods, hot flashes, vaginal and bladder changes, decreased fertility, bone density loss, cholesterol changes, and sleep disturbances. The legislation applies to most health insurance policies, with exceptions for specialized policies like accident-only, dental, vision, and workers' compensation plans. Coverage will be subject to standard insurance policy terms such as medical necessity and cost-sharing provisions. The bill will take effect 60 days after passage, with implementation timelines varying based on whether insurance policies require rate or form filings with the Insurance Department, ensuring that most policies will incorporate these new menopause treatment coverage requirements within 180 days.

Committee Categories

Business and Industry

Sponsors (12)

Last Action

Referred to Banking & Insurance (on 12/22/2025)

bill text


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