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Bill > SB0169

IN SB0169

IN SB0169
Reorganization of consumer lending laws.

summary

Introduced
01/05/2026
In Committee
02/17/2026
Crossed Over
01/23/2026
Passed
02/24/2026
Dead

Introduced Session

2026 Regular Session

Bill Summary

Reorganization of consumer lending laws. Repeals the statutes governing first lien mortgage lending, small loans, mortgage rescue protection fraud, and home loan practices and the Uniform Consumer Credit Code. Recodifies the repealed statutes in a new title of the Indiana Code concerning consumer lending (Title 37). Conforms the structure and organization of the recodified statutes to the requirements of the general assembly's drafting manual. Makes conforming changes to cross-references.

AI Summary

This bill reorganizes Indiana's consumer lending laws by repealing existing statutes related to first lien mortgage lending, small loans, mortgage rescue protection fraud, home loan practices, and the Uniform Consumer Credit Code. These repealed statutes will be recodified into a new title of the Indiana Code, specifically Title 37, which will be dedicated to consumer lending. The bill aims to align the structure and organization of these recodified laws with the general assembly's drafting manual and makes necessary conforming changes to cross-references within the Indiana Code.

Committee Categories

Business and Industry

Sponsors (3)

Last Action

Returned to the Senate with amendments (on 02/24/2026)

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bill summary

Document Type Source Location
State Bill Page https://iga.in.gov/legislative/2026/bills/senate/169/details
Fiscal Note #3: House Comm Sub https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.03.COMH.FN003.pdf
Fiscal Note #2: House Comm Sub https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.03.COMH.FN002.pdf
Fiscal Note #1: House Comm Sub https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.03.COMH.FN001.pdf
BillText https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/SB0169.03.COMH.pdf
House Financial Institutions Amendment #3 https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/committee-amendments/amendments/SB0169.02.COMS.AMH03.pdf
House Committee Report https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/committee-reports/SB0169.02.COMS.CRH001.pdf
Vote Sheet February 17, 2026 https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/votesheets/SB0169.02.COMS.01.pdf
Fiscal Note #3: Senate Comm Sub https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.02.COMS.FN003.pdf
Fiscal Note #2: Senate Comm Sub https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.02.COMS.FN002.pdf
BillText https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/SB0169.02.COMS.pdf
Fiscal Note #1: Senate Comm Sub https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.02.COMS.FN001.pdf
Senate Committee Report https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/committee-reports/SB0169.01.INTR.CRS001.pdf
Vote Sheet January 14, 2026 https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/votesheets/SB0169.01.INTR.04.pdf
Senate Insurance and Financial Institutions Amendment #1 https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/committee-amendments/amendments/SB0169.01.INTR.AMS01.pdf
Senate Insurance and Financial Institutions Amendment #1 https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/committee-amendments/drafts/AM016901.pdf
BillText https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/SB0169.01.INTR.pdf
Fiscal Note #1: Introduced https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.01.INTR.FN001.pdf
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