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Bill > H0983


FL H0983

FL H0983
Pet Insurance


summary

Introduced
01/05/2026
In Committee
01/12/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

An act relating to pet insurance; amending s. 626.2815, F.S.; requiring licensees who sell pet insurance to complete specified continuing education; amending s. 627.71545, F.S.; revising requirements for disclosures from a pet insurer to a policyholder; requiring pet insurers to file annually a specified report with the Office of Insurance Regulation; specifying the requirements of such report; providing an effective date.

AI Summary

This bill requires individuals who sell pet insurance to complete at least two hours of continuing education specifically on pet insurance during each two-year licensing period, in addition to their existing continuing education requirements. It also mandates that pet insurance companies provide policyholders with a clear, plain-language summary of key policy features, such as coverage limits, deductibles, waiting periods, exclusions, and rules about pre-existing conditions, at the time the policy is issued. Furthermore, pet insurers must now file an annual report with the Office of Insurance Regulation (OIR), detailing information like the number of policies issued, renewed, and canceled, premium and claims data, reasons for policy denials or cancellations, and details about waiting periods, exclusions, and wellness program offerings.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

1st Reading (Original Filed Version) (on 01/13/2026)

bill text


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