Bill > H0525

This bill mandates that any motor vehicle insurance policy providing comprehensive coverage, which is a type of coverage that protects against damage to a vehicle not caused by a collision, must also include full coverage for motor vehicle glass. This means that the repair or replacement of damaged windshields, doors, or windows, including any associated nonglass parts and the recalibration of advanced driver assistance systems (electronic safety systems designed to enhance safety and reduce crash losses, as defined by SAE International standards), will be fully covered without the policyholder having to pay any deductible (a fixed amount the insured pays before the insurer pays) or meet any minimum claim amount. This new requirement will apply to all policies and contracts issued or renewed starting October 1, 2026, with the overall act taking effect on July 1, 2026.