Bill > HB2681

This bill modifies provisions related to supplemental workers' compensation insurance for volunteer firefighters by allowing employers or groups of employers to purchase additional insurance coverage for volunteer firefighters injured in the line of duty, which can cover benefits exceeding the statutory amounts allowed under current workers' compensation law. This supplemental coverage can include temporary total disability benefits, which are payments made to an injured worker who is temporarily unable to work due to their injury. Importantly, this bill clarifies that self-insured entities, such as volunteer fire departments, municipalities, or groups of employers authorized by the division of workers' compensation to self-insure, can choose to contribute to the payment of premiums for this additional supplemental insurance. Furthermore, county and municipal governments are authorized to use tax proceeds not already designated for other purposes to fund this supplemental insurance. The bill also includes provisions for self-insured groups and individual employers, addressing issues like experience rating plans, discounts, premium rate filings, investment of surplus funds, and procedures for insolvency or bankruptcy to ensure injured employees receive their compensation benefits.

https://house.mo.gov/Bill.aspx?bill=HB2681&year=2026&code=R