Bill > S2819

This bill amends existing Massachusetts law to regulate credit card surcharges and enhance transparency for consumers. Specifically, it allows sellers to offer discounts for customers paying with cash, check, or similar methods instead of credit cards, provided they clearly post notice of these discounts in a conspicuous manner, whether in person, online, or verbally for phone transactions. Crucially, the bill prohibits sellers from imposing a surcharge on credit card payments that exceeds the actual cost they incur for processing that specific transaction. If a seller does impose a surcharge, they must clearly disclose its amount to the customer before the transaction is finalized, through signage at the point of sale, on menus for restaurants, or electronically on websites and apps, and verbally for phone orders, with the surcharge amount also appearing on the customer's receipt.