Bill > HB2793

This bill modifies the statute of limitations, which is the legal time limit for filing a lawsuit, for certain types of debt collection in Missouri. Specifically, it amends sections of Missouri law that deal with how long creditors have to sue debtors for unpaid money or property. The bill clarifies that actions to collect debts based on written agreements, which previously had a ten-year limit, will now fall under a five-year statute of limitations. Additionally, it explicitly sets a two-year statute of limitations for the collection of credit card debt, meaning creditors must file a lawsuit to collect on credit card debt within two years of the debt becoming due. These changes aim to provide clearer timeframes for debt recovery and potentially offer debtors more certainty regarding older debts.

https://house.mo.gov/Bill.aspx?bill=HB2793&year=2026&code=R