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VA HB183

VA HB183
First-time home buyer savings plan; townhouses, principal limits.


summary

Introduced
01/07/2026
In Committee
02/04/2026
Crossed Over
02/02/2026
Passed
Dead

Introduced Session

2026 Regular Regular Session

Bill Summary

First-time home buyer savings plan; townhouses; principal limits. Includes townhouses in the definition of single-family residence for purposes of the First-Time Home Buyer Savings Plan Act. The bill also increases (i) the aggregate amount of principal that can be contributed to a first-time home buyer savings account from $50,000 to $100,000 and (ii) the limit on the amount of principal and interest or other income on the principal that may be retained in such an account from $150,000 to $200,000. The bill defines first-time home buyer, and includes that term in the definition of qualified beneficiary.

AI Summary

This bill expands the definition of a "single-family residence" under the First-Time Home Buyer Savings Plan Act to include townhouses, making them eligible for the program. It also significantly increases the financial limits associated with these savings accounts: the maximum amount of principal that can be contributed to an account by an account holder is raised from $50,000 to $100,000, and the total amount of principal, along with any interest or other income earned on that principal, that can be held in the account is increased from $150,000 to $200,000. These changes aim to provide more substantial financial assistance to first-time homebuyers in Virginia.

Committee Categories

Budget and Finance

Sponsors (1)

Last Action

Senate Finance and Appropriations Hearing (09:00:00 2/25/2026 Senate Room A, Room 305, General Assembly Building) (on 02/25/2026)

bill text


bill summary

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bill summary

Document Type Source Location
State Bill Page https://lis.virginia.gov/bill-details/20261/HB183
Fiscal Note/Analysis - Fiscal Impact statement From TAX (2/17/2026 6:47 pm) https://lis.blob.core.windows.net/files/1169103.PDF
BillText https://lis.virginia.gov/bill-details/20261/HB183/text/HB183H1
BillText https://lis.virginia.gov/bill-details/20261/HB183/text/HB183HC1
Fiscal Note/Analysis - Fiscal Impact statement From TAX (1/17/2026 11:43 am) https://lis.blob.core.windows.net/files/1089576.PDF
BillText https://lis.virginia.gov/bill-details/20261/HB183/text/HB183
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