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Bill > H1097


FL H1097

FL H1097
Health Insurer Accountability


summary

Introduced
01/07/2026
In Committee
01/12/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

An act relating to health insurer accountability; amending s. 408.7057, F.S.; requiring a health plan to participate in a filed claim dispute; providing penalties for failure to respond to a claim; requiring the Agency for Health Care Administration to notify a certain entity within a specified timeframe when a health plan fails to pay a provider under certain circumstances; requiring a health plan to pay a provider within a specified timeframe after the agency's order; providing penalties; amending s. 409.967, F.S.; providing credentialing requirements for a managed care plan; requiring each managed care plan to identify to the agency and the Office of Insurance Regulation any ownership interest or affiliation of any kind with certain entities; providing requirements for the identification of such information; requiring each managed care plan to report specified information to the agency and the office in writing within a specified timeframe; removing a provision requiring the results of certain audit reports to be dispositive; amending s. 409.975, F.S.; requiring managed care contracts to include provider notifications regarding certain denials of coverage; amending ss. 627.6131 and 641.315, F.S.; prohibiting an insurer from denying certain claims under certain circumstances; providing notification requirements and penalties; amending ss. 409.973 and 409.9855, F.S.; conforming cross-references; providing an effective date.

AI Summary

This bill strengthens accountability for health insurers and managed care plans by requiring health plans to participate in filed claim disputes and imposing penalties for failure to respond, with the Agency for Health Care Administration (AHCA) now mandated to notify relevant entities within seven days of a health plan's failure to pay a provider and requiring the health plan to pay the provider within 35 days of an AHCA order, facing daily penalties for delays. It also introduces new credentialing requirements for managed care plans, including a 30-day timeframe to decide on contracting with a provider after receiving verified information and ensuring internal systems are updated promptly, and mandates that managed care plans disclose any ownership interests or affiliations with entities providing various health services or administrative functions to AHCA and the Office of Insurance Regulation (OIR), with changes to this information needing to be reported within 60 days. Furthermore, the bill prohibits insurers from denying claims for previously authorized health care services unless both the insured and the treating provider are notified of any coverage changes or benefit limitations contemporaneously, with failure to provide such notification preventing the insurer from denying payment, and it also makes conforming cross-references within existing statutes related to benefits and pilot programs for individuals with developmental disabilities, with the entire act taking effect on July 1, 2026.

Committee Categories

Health and Social Services

Sponsors (2)

Last Action

1st Reading (Original Filed Version) (on 01/13/2026)

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