Bill

Bill > HB4287


IL HB4287

IL HB4287
INS CODE-PUBLIC ADJUSTERS


summary

Introduced
01/05/2026
In Committee
02/24/2026
Crossed Over
Passed
Dead

Introduced Session

104th General Assembly

Bill Summary

Amends the Illinois Insurance Code. Defines "compensation" and makes changes to other defined terms. Provides that a public adjuster shall not provide services, other than emergency services, until a written contract with the insured has been executed, on a form filed with and approved by the Director, and an exact copy of the contract has been provided to the insurer or its authorized representative for receiving notice of loss or damage (instead of to only the insurer). Effective immediately.

AI Summary

This bill amends the Illinois Insurance Code to clarify the definition of "compensation" for public adjusters, which now includes assignments of insurance proceeds, agreements to make repairs for the amount of insurance proceeds, or asserting liens against insurance proceeds. It also mandates that a public adjuster cannot provide services, except for emergency situations, until a written contract with the insured is signed, filed with and approved by the Director of Insurance, and a copy of this contract is provided to the insurer or its designated representative for receiving loss notices, rather than just the insurer. This change aims to ensure transparency and proper notification in the claims process.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Assigned to Insurance Committee (on 02/24/2026)

bill text


bill summary

Loading...

bill summary

Loading...
Loading...