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Bill > LB780


NE LB780

NE LB780
Require insurance coverage of eating disorders


summary

Introduced
01/07/2026
In Committee
01/09/2026
Crossed Over
Passed
Dead

Introduced Session

Potential new amendment
109th Legislature

Bill Summary

A BILL FOR AN ACT relating to insurance; to require coverage of eating disorders as prescribed.

AI Summary

This bill mandates that by January 1, 2027, all health benefit plans in Nebraska must cover the diagnosis and treatment of eating disorders, which are defined as conditions listed in the Diagnostic and Statistical Manual of Mental Disorders. This coverage must include medical, psychological, and pharmaceutical care, nutritional counseling by a licensed professional, and services at all treatment levels, such as inpatient, residential, partial hospitalization, and intensive outpatient care. Importantly, coverage cannot be denied based on a person's weight, body mass index, physical appearance, or whether they have previously failed a less intensive level of care. The bill also clarifies that health benefit plans do not include certain limited insurance policies like accident-only or long-term care. Furthermore, insurers are prohibited from imposing stricter limitations on eating disorder benefits than on medical and surgical benefits, and any utilization review or medical necessity determination for eating disorders must be performed by a provider with specialized expertise in the field. The Department of Insurance is empowered to create rules and regulations to implement these provisions.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Banking, Commerce and Insurance Hearing (13:30:00 2/24/2026 Room 1507) (on 02/24/2026)

bill text


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