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MS HB249

MS HB249
Housing Loan Assistance Pilot Program; create and authorize issuance of bonds to provide funds for.


summary

Introduced
01/07/2026
In Committee
01/07/2026
Crossed Over
Passed
Dead
02/25/2026

Introduced Session

2026 Regular Session

Bill Summary

An Act To Create The Housing Loan Assistance Pilot Program To Be Administered By The Mississippi Development Authority For The Purpose Of Providing Loans To Certain Persons To Repair An Existing Home Or To Construct A New Home; To Authorize The Issuance Of $3,000,000.00 In State General Obligation Bonds To Provide Funds For The Housing Loan Assistance Pilot Program; To Create The Housing Loan Assistance Bond Sinking Fund For The Purpose Of Providing That The Principal And Interest On The Bonds Authorized Under This Act Will Be Paid Primarily From Certain Fees Authorized By This Act; To Amend Section 25-7-9, Mississippi Code Of 1972, To Create An Additional Fee For Recording Deeds And Deeds Of Trusts With The Office Of The Chancery Clerk; To Require The Chancery Clerk To Remit Such Fees To The Mississippi Development Authority To Be Deposited Into The Housing Loan Assistance Bond Sinking Fund; And For Related Purposes.

AI Summary

This bill establishes the Housing Loan Assistance Pilot Program, administered by the Mississippi Development Authority (MDA), to provide low-interest (1%) loans to eligible residents in the ten poorest counties for home repair or construction, with specific income, age, disability, employment, and property ownership requirements. To fund this program, the state will issue up to $3,000,000 in general obligation bonds, with principal and interest primarily paid from a newly created Housing Loan Assistance Bond Sinking Fund. This fund will be replenished by an additional $3 fee added to the recording cost of every deed and deed of trust filed with the Chancery Clerk's office, which the clerk will then remit to the MDA.

Committee Categories

Budget and Finance

Sponsors (1)

Last Action

Died In Committee (on 02/25/2026)

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