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Bill > HB220


VA HB220

VA HB220
Health insurance; tobacco surcharge.


summary

Introduced
01/08/2026
In Committee
02/23/2026
Crossed Over
01/27/2026
Passed
03/31/2026
Dead
Signed/Enacted/Adopted
03/31/2026

Introduced Session

2026 Regular Regular Session

Bill Summary

Health insurance; tobacco surcharge. Eliminates the authority of a health carrier to vary its premium rates based on tobacco use. Under current law, a health carrier may charge premium rates up to 1.5 times higher for a tobacco user than for a nonuser. The provisions of the bill apply to health benefit plans providing individual or small group health insurance coverage entered into, amended, extended, or renewed on or after January 1, 2027.

AI Summary

This bill eliminates the ability of health insurance companies, known as health carriers, to charge higher premiums to individuals who use tobacco products. Currently, health carriers can charge tobacco users up to 1.5 times more for health insurance than non-users. This change will apply to new or renewed individual and small group health insurance plans starting January 1, 2027.

Committee Categories

Business and Industry

Sponsors (7)

Last Action

Acts of Assembly Chapter text (CHAP0034) (on 03/31/2026)

Bill Topics

Health
  • ‐ Health Insurance Reform
  • ‐ Tobacco Abuse, Treatment, and Education

bill text


bill summary

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bill summary

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bill summary

Document Type Source Location Created
State Bill Page https://lis.virginia.gov/bill-details/20261/HB220 01/08/2026
BillText https://lis.virginia.gov/bill-details/20261/HB220/text/CHAP0034 04/01/2026
Fiscal Note/Analysis - Fiscal Impact Statement from State Corporation Commission (HB220) https://lis.blob.core.windows.net/files/1196089.PDF 03/05/2026
BillText https://lis.virginia.gov/bill-details/20261/HB220/text/HB220ER 03/03/2026
Fiscal Note/Analysis - Fiscal Impact Statement from State Corporation Commission (HB220) https://lis.blob.core.windows.net/files/1133874.PDF 02/09/2026
BillText https://lis.virginia.gov/bill-details/20261/HB220/text/HB220 01/08/2026
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