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Bill > H1265


FL H1265

FL H1265
Pub. Rec./Office of Insurance Regulation


summary

Introduced
01/08/2026
In Committee
02/12/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

An act relating to public records; creating s. 624.28, F.S.; creating a privilege for documents, materials, and other information obtained by the Commissioner of Insurance Regulation or the National Association of Insurance Commissioners in the course of an examination or analysis; prohibiting the commissioner and certain persons from testifying in certain private civil actions; authorizing the commissioner to share certain information under certain circumstances; providing for reciprocity; providing definitions; providing for future legislative review and repeal of the privilege; providing a statement of public necessity; amending s. 624.4212, F.S.; providing an exemption from public records requirements for certain proprietary business information provided to the Office of Insurance Regulation by an insurer; providing an exemption from public records requirements for certain biographical statements, biographical affidavits, and supplementary materials related thereto provided to or obtained by the office; providing for future legislative review and repeal of the exemptions; providing statements of public necessity; providing a contingent effective date.

AI Summary

This bill establishes a privilege for certain information obtained by the Commissioner of Insurance Regulation or the National Association of Insurance Commissioners (NAIC), a non-profit organization that helps state insurance regulators, during examinations or analyses of insurance companies, meaning this information cannot be subpoenaed or used as evidence in private lawsuits, though the Commissioner can use it for official duties and share it with other regulatory bodies and law enforcement if they agree to keep it confidential, and also creates exemptions from public records requirements for proprietary business information, like group capital calculations and liquidity stress tests, provided to the Office of Insurance Regulation by insurers, as well as biographical statements and related materials submitted to the office, with both the privilege and exemptions subject to legislative review and repeal in 2031.

Committee Categories

Business and Industry, Government Affairs

Sponsors (1)

Other Sponsors (1)

Insurance & Banking Subcommittee (House)

Last Action

Now in State Affairs Committee (on 02/12/2026)

bill text


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