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Bill > S2011


RI S2011

RI S2011
Requires homeowner’s insurance providers to provide two months’ notice before increasing any policy renewal premium more than 20% and a violation constitutes a deceptive trade practice punishable by a fine not to exceed $1,000.


summary

Introduced
01/09/2026
In Committee
01/09/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

This act would require homeowner’s insurance providers to provide two months’ notice before increasing any policy renewal premium more than 20%. A violation would constitute a deceptive trade practice punishable by a fine not to exceed one thousand dollars ($1,000). This act would take effect upon passage.

AI Summary

This bill requires homeowner's insurance providers to give policyholders at least two months' notice before increasing the cost of their policy renewal by more than 20%, or if they are not renewing the policy at all. This new requirement, which takes effect upon passage, aims to prevent unexpected premium hikes and ensure policyholders have adequate time to find alternative coverage. Violating these notice provisions will be considered a deceptive trade practice, punishable by a fine of up to $1,000.

Committee Categories

Business and Industry

Sponsors (10)

Last Action

Introduced, referred to Senate Commerce (on 01/09/2026)

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