Bill

Bill > SB189


VA SB189

VA SB189
Consumer debt collection proceedings; signing of pleadings, motions, and other papers.


summary

Introduced
01/09/2026
In Committee
03/02/2026
Crossed Over
03/06/2026
Passed
04/08/2026
Dead
Signed/Enacted/Adopted
04/08/2026

Introduced Session

Potential new amendment
2026 Regular Regular Session

Bill Summary

Consumer debt collection proceedings; signing of pleadings, motions, and other papers. Requires the attorney of record in any civil action to collect or enforce a consumer debt, as defined in the bill, to include in the initial pleading or any subsequent filing such attorney's (i) full name; (ii) business address; and (iii) business telephone number. The bill provides that any such pleading, motion, or other paper not in compliance with such provisions is defective and provides that if such defect is not properly cured within 21 days after it is brought to the attention of the pleader or movant, such pleading, motion, or other paper is invalid and shall be stricken. The bill has a delayed effective date of January 1, 2027.

AI Summary

This bill requires that in any lawsuit filed to collect or enforce a "consumer debt," which is defined as a debt for personal, family, or household purposes, the attorney representing the debt collector must include their full name, business address, and business phone number on the initial court filing and any subsequent documents. If this information is missing, the filing is considered defective and will be invalidated and dismissed if the attorney does not correct the omission within 21 days of being notified. This change is intended to make it easier for consumers and the court to contact the attorney handling the debt collection case and will take effect on January 1, 2027.

Committee Categories

Justice

Sponsors (1)

Last Action

Acts of Assembly Chapter text (CHAP0489) (on 04/08/2026)

Bill Topics

Banking, Finance, and Domestic Commerce
  • ‐ Consumer Finance and Credit, including Credit Cards
Law, Crime, and Family Issues
  • ‐ Civil Law and Procedure

bill text


bill summary

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bill summary

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bill summary

Document Type Source Location Created
State Bill Page https://lis.virginia.gov/bill-details/20261/SB189 01/10/2026
BillText https://lis.virginia.gov/bill-details/20261/SB189/text/CHAP0489 04/13/2026
BillText https://lis.virginia.gov/bill-details/20261/SB189/text/SB189ER 03/12/2026
Fiscal Note/Analysis - Fiscal Impact Statement from Department of Planning and Budget (SB189) https://lis.blob.core.windows.net/files/1209199.PDF 03/12/2026
Fiscal Note/Analysis - Fiscal Impact Statement from Department of Planning and Budget (SB189) https://lis.blob.core.windows.net/files/1200954.PDF 03/09/2026
House Amendments https://lis.virginia.gov/bill-details/20261/SB189/text/SB189EDOC 03/04/2026
Courts of Justice Amendment https://lis.virginia.gov/bill-details/20261/SB189/text/SB189AH1 03/02/2026
Civil Subcommittee Amendment https://lis.virginia.gov/bill-details/20261/SB189/text/SB189AHC1 02/18/2026
BillText https://lis.virginia.gov/bill-details/20261/SB189/text/SB189ES1 02/11/2026
Senator Williams Graves Amendment https://lis.virginia.gov/bill-details/20261/SB189/text/SB189AS1 02/11/2026
BillText https://lis.virginia.gov/bill-details/20261/SB189/text/SB189S1 02/10/2026
BillText https://lis.virginia.gov/bill-details/20261/SB189/text/SB189SC1 02/09/2026
BillText https://lis.virginia.gov/bill-details/20261/SB189/text/SB189 01/10/2026
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