Bill > HB103

This bill amends Maryland's Commercial Law to prohibit certain waivers in consumer contracts, which are agreements for goods or services used for personal, family, or household purposes. Specifically, it makes any provision in a consumer contract that waives, limits, impairs, or disclaims a right or enforcement method established by federal or state law illegal and void, including clauses that shorten the time to bring a legal action. Such violations are considered unfair, abusive, or deceptive trade practices and can be enforced through legal actions for damages, declaratory relief, or injunctions. The bill clarifies that it applies equally to contracts with or without arbitration provisions, does not invalidate enforceable arbitration provisions under federal law, and does not prohibit consumers from agreeing to rights or enforcement methods more favorable than state or federal law. Importantly, these protections cannot be waived by agreement, though consumers may waive rights as part of a settlement unless otherwise prohibited by federal law. The bill is intended to apply only to contracts entered into after its effective date.

Business and Industry

https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/HB0103?ys=2026RS