Bill > SB134

This bill requires carriers that issue Medicare supplement policies, which are private insurance plans that help pay for costs not covered by Medicare, to issue these policies to individuals who meet specific criteria during certain enrollment periods. Specifically, it mandates that carriers must issue a policy to individuals who were enrolled in Medicare Part B while also being in the Maryland Medical Assistance Program, and who apply within 63 days of their termination from that program, provided they submit proof of termination. Additionally, carriers must issue any Medicare supplement policy currently open to new enrollees to individuals who became eligible for Medicare before January 1, 2020, qualify for a federal special enrollment period with guaranteed issue rights, and apply within 63 days of their qualifying event, also submitting proof. The bill also reiterates existing provisions that prevent carriers from denying or unfairly pricing Medicare supplement policies based on an applicant's health status or medical history during specific enrollment periods, including for individuals under 65 eligible for Medicare due to disability and for existing policyholders during a 30-day window following their birthday.