Bill > SB120

This bill, known as the "Healthy Moms and Family Smiles Act," amends Maryland insurance law to require health insurance carriers, which include insurers, nonprofit health service plans, health maintenance organizations, and dental plan organizations that offer dental benefits, to cover dental preventive care more frequently. Dental preventive care is defined as routine services like check-ups, cleanings, and fluoride treatments. Previously, carriers could impose a frequency limitation requiring dental preventive care to be provided at intervals no shorter than 120 days. This bill reduces that interval to a maximum of 90 days, meaning individuals can receive covered dental preventive care more often within a plan year, provided the care is a covered benefit and meets other requirements. This change will apply to all insurance policies, contracts, and health benefit plans issued, delivered, or renewed in Maryland on or after January 1, 2027.

Budget and Finance

https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/SB0120?ys=2026RS