Bill

Bill > HB4373


IL HB4373

IL HB4373
INS-MOTOR VEHICLE GLASS ACT


summary

Introduced
01/12/2026
In Committee
01/14/2026
Crossed Over
Passed
Dead

Introduced Session

104th General Assembly

Bill Summary

Creates the Motor Vehicle Glass Repair Act. Provides that an insured under a property and casualty insurance policy shall not, either prior to or after a claimed or covered loss, assign, delegate or otherwise transfer, in whole or in part, to any other person the insured's: (1) duties under the policy; or (2) rights or benefits under the policy. Provides that any contract violating the delegation prohibition shall be void and unenforceable. Sets forth provisions concerning a motor vehicle glass shop's notice requirements to an insured; motor vehicle glass repair claims and practices; prohibited acts; and an insured's right to choose a motor vehicle glass repair shop. Establishes a presumption that a motor vehicle glass repair shop is acting knowingly in violation of provisions concerning prohibited acts if the motor vehicle glass repair shop engages in a regular and consistent pattern of the prohibited activity. Requires the Department of Insurance to adopt rules necessary to administer and implement the Act, including rules to enforce compliance with the Act.

AI Summary

This bill, titled the Motor Vehicle Glass Repair Act, establishes new regulations for motor vehicle glass repair shops and protects insured individuals. A key provision prohibits insured individuals from assigning their duties or rights and benefits under an insurance policy to anyone else, making any contract that violates this void. The Act also mandates that motor vehicle glass repair shops must inform insureds if their vehicle has an advanced driver assistance system (a system designed to enhance safety and reduce crash losses) and whether calibration or recalibration of this system is needed after glass repair or replacement, and if the shop can perform it. Furthermore, repair shops must provide clear estimates, itemized invoices, and receipts, and cannot charge more than reasonable and customary fees. The bill also prohibits shops from offering incentives for directing claims, submitting false information, misrepresenting services or costs, or performing unnecessary work. Importantly, insured individuals have the right to choose their own motor vehicle glass repair shop and are not required to use a specific one recommended by their insurer. The Department of Insurance is tasked with creating rules to enforce these provisions, and a pattern of prohibited activity by a repair shop creates a presumption of knowing violation.

Sponsors (1)

Last Action

Referred to Rules Committee (on 01/14/2026)

bill text


bill summary

Loading...

bill summary

Loading...
Loading...