Bill > HB383

This bill mandates that for automobile insurance policies issued or delivered in Mississippi after July 1, 2026, the limits for uninsured motorist coverage, which protects policyholders when they are injured or their property is damaged by a driver without insurance, must automatically match the limits of the policy's bodily injury liability coverage and property damage liability coverage, unless the policyholder explicitly chooses lower limits in writing, though these lower limits cannot fall below the minimum coverage amounts required by the Mississippi Motor Vehicle Safety Responsibility Law. The bill also clarifies that if a policyholder selects lower uninsured motorist coverage limits, those lower limits will remain on renewal policies from the same insurer unless the policyholder requests higher coverage, and this rule applies similarly to renewals, reinstatements, or replacement policies.

Business and Industry

https://billstatus.ls.state.ms.us/2026/pdf/history/HB/HB0383.xml