Bill > HB3041

This bill, effective July 1, 2026, amends existing law to allow sellers to impose a surcharge on customers who choose to pay with a credit card instead of other methods like cash or check, but with specific limitations. The maximum surcharge a seller can charge is now set at four percent (4%) of the total transaction amount or the actual cost the seller incurs to process the credit card transaction, whichever is greater. This means the seller must choose the option that results in a higher charge to the customer if it's still within the 4% limit. The bill also clarifies that a seller cannot impose a surcharge if they only accept credit cards as payment for a transaction. Additionally, it expands the types of educational institutions and public entities that can charge a service fee for transactions, including technology center school districts and public school districts, to cover costs like bank processing fees and secure transaction provisions.