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Bill > HB445
VA HB445
VA HB445Debtor's disposable earnings; exemptions form garnishment, exemptions in bankruptcy proceedings.
summary
Introduced
01/12/2026
01/12/2026
In Committee
02/25/2026
02/25/2026
Crossed Over
02/02/2026
02/02/2026
Passed
Dead
Introduced Session
2026 Regular Regular Session
Bill Summary
Exemptions from garnishment; exemptions in bankruptcy proceedings; disposable earnings. Provides that the exemption provided for a debtor's disposable earnings, defined by current law, that are subject to garnishment also applies to disposable earnings for the purposes of a bankruptcy proceeding.
AI Summary
This bill extends the existing protections for an individual's "disposable earnings" – which are defined as the portion of earnings left after legally required deductions like taxes – from being garnished, or legally seized to pay a debt, to also apply to bankruptcy proceedings. Currently, Virginia law limits how much of a person's disposable earnings can be garnished, with specific exceptions for child support, court orders in bankruptcy, and taxes, and this bill ensures those same limits will be respected when someone files for bankruptcy.
Committee Categories
Justice
Sponsors (1)
Last Action
Passed Senate (40-Y 0-N 0-A) (on 03/02/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://lis.virginia.gov/bill-details/20261/HB445 |
| BillText | https://lis.virginia.gov/bill-details/20261/HB445/text/HB445 |
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