Bill

Bill > HB665


VA HB665

VA HB665
Financial institutions and services; virtual currency kiosk operators, license required, penalties.


summary

Introduced
01/13/2026
In Committee
02/09/2026
Crossed Over
02/05/2026
Passed
Dead

Introduced Session

2026 Regular Regular Session

Bill Summary

Financial institutions and services; virtual currency kiosk operators; license required; penalties. Establishes requirements for the operation of virtual currency kiosks, as defined in the bill, including a requirement that a virtual currency kiosk operator obtain licensure with the State Corporation Commission. The bill requires operators to file annual and quarterly reports, provide certain disclosures, and take reasonable steps to detect and prevent fraud and money laundering. The bill prohibits operators from accepting transactions above specified daily and monthly limits and establishes a maximum transaction charge of 18 percent of the value of such transaction. A person who violates the bill's provisions is subject to a fine of up to $1,000 per violation as well as the existing enforcement provisions of the Virginia Consumer Protection Act.

AI Summary

This bill requires operators of virtual currency kiosks, which are electronic terminals used to exchange virtual currency for money or other virtual currency, to obtain a license from the State Corporation Commission. Licensed operators, referred to as "licensees," must adhere to several regulations, including filing annual and quarterly reports detailing their operations, providing specific disclosures to users about the risks of virtual currency and transaction terms, and implementing measures to detect and prevent fraud and money laundering, such as using blockchain analytics and tracing software. The bill also sets limits on daily and monthly transactions for new users and all users, caps transaction charges at 10 percent of the transaction value, and mandates that licensees provide live customer service during specified hours. Violations of these provisions can result in fines of up to $1,000 per violation, and any violation of this chapter is considered a prohibited practice under the Virginia Consumer Protection Act, which allows for further enforcement actions and penalties.

Committee Categories

Business and Industry

Sponsors (8)

Last Action

Senate Commerce and Labor Hearing (19:00:00 2/23/2026 Senate Room A, Room 305, General Assembly Building) (on 02/23/2026)

bill text


bill summary

Loading...

bill summary

Loading...

bill summary

Document Type Source Location
State Bill Page https://lis.virginia.gov/bill-details/20261/HB665
Fiscal Note/Analysis - Fiscal Impact Statement from State Corporation Commission (HB665) https://lis.blob.core.windows.net/files/1127924.PDF
BillText https://lis.virginia.gov/bill-details/20261/HB665/text/HB665H1
BillText https://lis.virginia.gov/bill-details/20261/HB665/text/HB665HC1
Fiscal Note/Analysis - Fiscal Impact Statement from State Corporation Commission (HB665) https://lis.blob.core.windows.net/files/1098836.PDF
BillText https://lis.virginia.gov/bill-details/20261/HB665/text/HB665
Loading...