Bill > S0767

This bill aims to regulate vehicle glass repair procedures in South Carolina by adding new definitions and prohibitions to existing law. It defines terms like "Independent Repair Facilities," "Prevailing Competitive Market Rates," "Local Market Conditions," and "Affiliation" to clarify relationships and costs in the industry. A key provision prohibits insurers and third-party administrators (companies that manage insurance claims for insurers) from forcing policyholders to use specific repair shops, a practice known as "steering." The bill mandates clear disclosures to policyholders about their right to choose any licensed repair facility, whether the claims handler is a third-party administrator, and if recommended shops have any financial ties to the insurer or administrator. It also establishes standards for reimbursement rates for glass repair and Advanced Driver Assistance System (ADAS) recalibration, requiring these rates to reflect actual market conditions and not be solely dictated by insurers. Furthermore, repair facilities must be accredited under nationally recognized safety standards, and the Department of Insurance will oversee compliance, with penalties and fees for violations, and create a private right of action for consumers who suffer damages due to violations.

Business and Industry

https://www.scstatehouse.gov/billsearch.php?billnumbers=0767&session=126&summary=B