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Bill > S1803


NJ S1803

NJ S1803
Expands financing opportunities for low and moderate income housing.


summary

Introduced
01/13/2026
In Committee
01/13/2026
Crossed Over
Passed
Dead

Introduced Session

2026-2027 Regular Session

Bill Summary

This bill revises certain aspects of the New Jersey Housing and Mortgage Finance Agency (agency) laws to encourage participation by certified minority-, women-, and veteran-owned development firms. The bill directs the agency to establish incentives and priorities to promote participation by minority-, women-, and veteran-owned businesses, so that a realistic opportunity exists for these firms to successfully participate in providing low- and moderate-income housing options to residents of the State. The bill also specifically encourages the development of multi-family rental housing and home ownership opportunities for low- and moderate-income families by allowing participating developing firms to satisfy existing bonding requirements through a valid letter of credit or traditional performance bonding. The bill also makes various procedural changes to help the agency carry out its housing priorities.

AI Summary

This bill expands financing opportunities for low and moderate-income housing in New Jersey by directing the New Jersey Housing and Mortgage Finance Agency (NJHMFA) to establish incentives and priorities for minority-, women-, and veteran-owned development firms to increase their participation in providing affordable housing. It also encourages the development of multi-family rental housing and homeownership opportunities by allowing developers to satisfy bonding requirements with a letter of credit or traditional performance bonds, and introduces procedural changes to help the agency achieve its housing goals, including promoting the preservation of existing affordable housing through loan extensions and incentives for developers who participate in preservation efforts. Additionally, the bill streamlines approval processes for affordable housing applications, encourages the participation of conventional lenders in financing projects, and clarifies rules regarding payments in lieu of taxes for housing projects.

Committee Categories

Housing and Urban Affairs

Sponsors (2)

Last Action

Introduced in the Senate, Referred to Senate Community and Urban Affairs Committee (on 01/13/2026)

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