Bill

Bill > S2405


NJ S2405

NJ S2405
Requires health insurers to provide coverage for hearing aids.


summary

Introduced
01/13/2026
In Committee
01/13/2026
Crossed Over
Passed
Dead

Introduced Session

2026-2027 Regular Session

Bill Summary

This bill would require hospital, medical and health service corporations, commercial insurers, health maintenance organizations, health benefits plans issued pursuant to the New Jersey Individual Health Coverage and Small Employer Health Benefits Programs, and plans provided by the State Health Benefits Commission and the School Employees' Health Benefits Commission to provide coverage for medically necessary expenses incurred in the purchase of a hearing aid. The coverage shall include the purchase of one analog or digital hearing aid for each ear at least every 48 months, as prescribed or recommended by a State licensed audiologist or State licensed hearing aid dispenser. The total cost sharing responsibility of the covered person for the hearing aid, including any copayments or deductibles, shall not exceed 15 percent of the cost of the hearing aid.

AI Summary

This bill mandates that various health insurance providers, including hospital, medical, and health service corporations, commercial insurers, health maintenance organizations (HMOs), and plans administered by the State Health Benefits Commission and the School Employees' Health Benefits Commission, must cover the costs of medically necessary hearing aids. This coverage will include one analog or digital hearing aid for each ear, obtainable at least every 48 months, upon prescription or recommendation from a licensed audiologist or hearing aid dispenser. Crucially, the patient's out-of-pocket expenses, such as copayments and deductibles, will be capped at no more than 15 percent of the hearing aid's total cost.

Committee Categories

Business and Industry

Sponsors (3)

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee (on 01/13/2026)

bill text


bill summary

Loading...

bill summary

Loading...

bill summary

Loading...