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Bill > S1770


NJ S1770

NJ S1770
Requires health insurance coverage of preimplantation genetic testing with in vitro fertilization under certain conditions.


summary

Introduced
01/13/2026
In Committee
01/13/2026
Crossed Over
Passed
Dead

Introduced Session

2026-2027 Regular Session

Bill Summary

This bill requires health insurance carriers to provide coverage of preimplantation genetic testing (PGT) and in vitro fertilization for covered persons who are not infertile to prevent certain serious genetic medical conditions from being passed on to offspring under certain conditions. Under the bill, health insurance carriers (which include hospital service corporations, medical service corporations, health maintenance organizations authorized to issue health benefits plans in New Jersey, group health insurance policies, and any entities contracted to administer health benefits in connection with the State Health Benefits Program and School Employees' Health Benefits Program) will be required to cover PGT with in vitro fertilization even if the covered person is not infertile, where (1) both partners are known carriers of an autosomal recessive disorder; (2) one partner is a known carrier of a single gene autosomal recessive disorder and the partners have one offspring that has been diagnosed with that recessive disorder; (3) one partner is a known carrier of a single gene autosomal disorder; (4) one partner is a known carrier of a single X-linked disorder; and (5) the genetic condition, if passed on to the covered persons' offspring, would result in significant health problems or severe disability For the purposes of this bill, "preimplantation genetic testing" is defined as a technique used to identify genetic defects in embryos created through in vitro fertilization before pregnancy.

AI Summary

This bill mandates that health insurance carriers, including hospital service corporations, medical service corporations, health maintenance organizations, and entities administering the State and School Employees' Health Benefits Programs, must cover preimplantation genetic testing (PGT) when used with in vitro fertilization (IVF) for individuals who are not infertile, specifically to prevent the transmission of certain serious genetic medical conditions to their offspring. PGT is defined as a method to detect genetic defects in embryos created through IVF before pregnancy. Coverage is required under specific circumstances, such as when both partners are carriers of an autosomal recessive disorder, or when one partner is a carrier and they already have an affected child, or when a partner carries a gene for a disorder that would cause significant health problems or severe disability in offspring. The bill also clarifies the definition of infertility and outlines conditions under which coverage for PGT with IVF can be limited, while generally requiring that benefits be provided to the same extent as other pregnancy-related procedures, with exceptions for religious employers.

Committee Categories

Business and Industry

Sponsors (2)

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee (on 01/13/2026)

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