Bill > S834

This bill amends existing New Jersey law to prohibit automobile insurance companies from using their internal rules, known as "underwriting rules," to increase insurance rates for drivers who are not at fault in a car accident. Essentially, if an insurance company determines that you were not responsible for a collision, they cannot use that accident as a reason to charge you more for your car insurance, even if it might otherwise be a factor in their pricing calculations. This change aims to ensure that drivers who are not at fault for accidents are not penalized financially by their insurers.