Bill > S3047

Introduced Session

Under current law, a school district may arrange for and maintain accident insurance to provide for payments to pupils for bodily injury sustained by the pupil as a result of participation in sports programs or regular curricular or extracurricular programs. Also under existing law, a school district may pay the premiums for that coverage or may require that each pupil's parent or guardian pay a proportionate share of the premium. These accident insurance policies are usually secondary insurance in that they cover the medical costs that are not completely covered by the insurance held by the pupil's parent or guardian. This bill will require school districts to maintain and pay the premiums for accident insurance to cover the costs of bodily injury sustained by pupils participating in an interscholastic athletics program or intramural sports program or sustained while participating in any other extracurricular program or regular curricular program. The bill repeals N.J.S.18A:43-2 which allows a school district to require that a pupil's parent or guardian pay a proportionate share of the premium of accident insurance maintained by the school district. Pupils who participate in interscholastic athletics programs, intramural sports programs, and other extracurricular programs or regular curricular programs are exposed to the risk to bodily injury, and school districts have a responsibility to provide adequate insurance protection for their pupils in the event of an injury.

AI Summary

Committee Categories

Benjie Wimberly (D)*, 

Introduced in the Senate, Referred to Senate Education Committee (on 01/13/2026)

Official Document