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Bill > S2655
NJ S2655
NJ S2655Permits reimbursement of COBRA health benefit costs of survivors of certain deceased public safety employees; appropriates $750,000.
summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill seeks to address the burdensome cost of health insurance, as provided through federal COBRA continuation coverage, by allowing the dependents of certain recently-deceased public safety employees to apply to the State Treasurer for a reimbursement of the cost of the first six months of COBRA continuation coverage. This bill addresses the concern raised by the Pension and Health Benefits Review Commission that the prior version of the bill requiring employers to continue coverage for six months after the employee's death would have made dependents ineligible for COBRA coverage altogether. COBRA continuation coverage ordinarily is available for 36 months. This bill is intended to not interfere with dependents' ability to keep COBRA coverage for this full term if desired. The COBRA reimbursement permitted under this bill applies to the spouse and unmarried children of State and local public safety employees, including State and local police, full-time, part-time and volunteer firefighters, State and county correctional officers, and members of first aid, emergency, ambulance or rescue squads, if the public safety employee died while on duty, or within 24 hours of going off duty. The COBRA reimbursement is only available so long as the dependents were covered by health insurance through the State Health Benefits Program, or otherwise through the public safety employee's employer, until the time of death. To obtain a COBRA reimbursement, any dependent, for whom the first six months of COBRA coverage ended during the previous calendar year, may apply to the State Treasurer by March 1. The bill appropriates $750,000 to the Department of Treasury for the purpose of funding COBRA reimbursements, and encourages the Legislature to appropriate sufficient funding in future years. If, during any year, the amount of funding dedicated to COBRA reimbursements by the annual appropriations act is less than the total amount applied for by qualifying dependents, then the State Treasurer shall allocate the COBRA reimbursement payments on a pro rata basis according to the amount for which each dependent has applied.
AI Summary
This bill allows the surviving spouses and unmarried children of certain deceased public safety employees to be reimbursed by the State Treasurer for the cost of the first six months of their health insurance continuation coverage, known as COBRA continuation coverage, which is a federal program allowing individuals to maintain health insurance after leaving a job. This reimbursement is available if the public safety employee, who includes police officers, firefighters, and correctional officers, died while on duty or within 24 hours of going off duty, and if the dependents were covered by the employee's employer-provided health insurance up until the time of death. Dependents must apply by March 1st of the year following the end of their initial six-month COBRA coverage period, and the bill appropriates $750,000 to the Department of Treasury for this purpose, with a recommendation for future legislative appropriations to continue the program. If the appropriated funds are insufficient to cover all eligible claims, reimbursements will be paid on a pro-rata basis.
Committee Categories
Labor and Employment
Sponsors (1)
Last Action
Introduced in the Senate, Referred to Senate Labor Committee (on 01/13/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/S2655 |
| BillText | https://pub.njleg.gov/Bills/2026/S3000/2655_I1.HTM |
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