Bill
Bill > S2918
NJ S2918
NJ S2918Requires prescription drug coverage for serious mental illness without prior authorization or utilization management, including step therapy.
summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill requires health insurance carriers and the State Medicaid and NJ FamilyCare programs to provide coverage for a prescription drug prescribed for serious mental illness to covered persons without the imposition of any prior authorization or other utilization management requirements, including, but not limited to, a step therapy protocol. Under the bill, "carrier" is defined to mean an insurance company, health service corporation, hospital service corporation, medical service corporation, or health maintenance organization authorized to issue health benefits plans in this State or any entity contracted to administer health benefits in connection with the State Health Benefits Program or School Employees' Health Benefits Program. The bill defines "serious mental illness" to mean the following psychiatric illnesses, as defined in the most current version of the Diagnostic and Statistical Manual of Mental Disorders: (1) schizophrenia, schizo-affective disorders including bipolar and depressive, and bipolar disorders including hypomanic, manic, depressive, and mixed; (2) major depressive disorders, whether a single episode or recurrent, including, but not limited to, any major depressive disorder with peripartum onset; and (3) post-traumatic stress disorder. This bill provides that coverage for drugs prescribed for serious mental illness to covered persons without prior authorization or utilization management is only required if the drug is prescribed by a psychiatrist or an obstetrician/gynecologist, during the postpartum period. This bill also provides that if a person has been stable and appropriately treated for a serious mental illness using a drug prescribed by a psychiatrist or an obstetrician/gynecologist for a period of six months, another prescriber may continue prescribing that drug without prior authorization or utilization management requirements. This bill also provides that the requirement for coverage for drugs for serious mental illness without prior authorization or utilization management only applies to persons who are 18 years of age or older.
AI Summary
This bill mandates that health insurance carriers, as well as the State Medicaid and NJ FamilyCare programs, must cover prescription drugs for serious mental illnesses without requiring prior authorization or other utilization management, which includes step therapy protocols. Step therapy is a process where patients must try a less expensive drug first before a more expensive one is approved. The bill defines "serious mental illness" to include conditions like schizophrenia, bipolar disorders, major depressive disorders, and post-traumatic stress disorder, as outlined in the Diagnostic and Statistical Manual of Mental Disorders. This coverage requirement applies only when the prescription is made by a psychiatrist or an obstetrician/gynecologist during the postpartum period, and for individuals aged 18 and older. Additionally, if a patient has been stable on a medication for a serious mental illness for six months, another prescriber can continue that prescription without prior authorization.
Committee Categories
Business and Industry
Sponsors (10)
Vin Gopal (D)*,
Raj Mukherji (D)*,
Jon Bramnick (R),
Tony Bucco (R),
Renee Burgess (D),
Gordon Johnson (D),
Angela Mcknight (D),
Teresa Ruiz (D),
Douglas Steinhardt (R),
Benjie Wimberly (D),
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee (on 01/13/2026)
Official Document
bill text
bill summary
Loading...
bill summary
Loading...
bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/S2918 |
| BillText | https://pub.njleg.gov/Bills/2026/S3000/2918_I1.HTM |
Loading...