Bill
Bill > S790
summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill, the "Consumer Freedom From Unwanted Expense in Health Insurance Coverage Act," provides a New Jersey resident with the right to purchase a health insurance policy legally sold in any other state in the United States. A foreign health insurer means an insurer licensed to sell individual health benefits plans in any other state. The bill provides that, notwithstanding any other law, rule, or regulation to the contrary, a resident shall have the right to purchase a health insurance policy legally sold in any other state in the United States. The bill further specifies that an employer shall have the right to reimburse its employees for the costs of health insurance coverage purchased pursuant to the bill. The bill also stipulates that the purchase of health insurance coverage pursuant to the bill shall satisfy any legal obligation for an individual to maintain health insurance coverage imposed by any entity having the right to require that coverage be maintained.
AI Summary
This bill, known as the "Consumer Freedom From Unwanted Expense in Health Insurance Coverage Act," grants New Jersey residents the ability to purchase health insurance policies that are legally available in any other U.S. state, even if those policies are offered by a "foreign health insurer," meaning an insurer licensed in another state. The bill overrides any existing state laws that might prevent this, and it also allows employers to reimburse their employees for the cost of these out-of-state health insurance plans. Furthermore, purchasing health insurance under this act will fulfill any requirement an individual might have to maintain health coverage.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee (on 01/13/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/S790 |
| BillText | https://pub.njleg.gov/Bills/2026/S1000/790_I1.HTM |
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